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HDFCLIFE NSE Segment

⏱️ Last Scan Run: 2026-10-14 06:51 AM IST

₹560.0
+0.75 (+0.13%)
⚠️ NOT A TRADE RECOMMENDATION: These stock metrics and intraday signals are algorithmically generated based on quantitative characteristics that may be relevant to trading. Inclusion or analysis does not mean BUY, SELL or HOLD. This drilldown is a starting point for independent research, not a prediction of future price movement. Markets involve substantial risk, and you may lose some or all of your trading capital.

📊 Technical Price Chart

✨ Multi-Timeframe Trading Setup & Insights

Engine: Gemini (gemini-2.5-flash)

Market Analysis Summary:

"HDFC Life is currently showing mixed signals in the short term but strong positive sentiment for the medium to long term, driven by recent analyst upgrades and robust business growth projections. Intraday activity has been choppy with low volume and underperformance against Nifty, suggesting caution. However, bullish short-term technicals (MACD, EMAs, Supertrend) combined with positive corporate news position the stock for potential swing and long-term gains, especially given its proximity to 52-week lows."

Intraday (1 Day) No Intraday Trade
Conviction: 3/10
Rationale: Using intraday checkpoints: Revalidated using checkpoints up to 15:00. The intraday price action has been choppy and lacked conviction, with the stock eroding initial gains to trade negative from its open despite Nifty's strong performance. The RVOL (0.35x) is very low, indicating minimal institutional participation and no strong directional bias. While LTP is slightly above VWAP, the chronological checkpoint data shows a gradual decline in price from 10:00 AM onwards, with only a marginal recovery late in the session. The lack of strong momentum, low volume, and underperformance relative to Nifty make a clear intraday trade setup unfavorable.
Entry: N/A
SL: N/A
Target: N/A
Swing (1-6 Mo) BUY
Conviction: 7/10
Rationale: The stock is showing nascent bullish signals with LTP above key short-term EMAs (9, 20, 34, 50) and a bullish MACD crossover. The Supertrend also indicates a bullish trend. The neutral RSI allows for upside movement. More importantly, the positive corporate news, including Nomura's 'Buy' rating with a 29% upside and strong FY26 premium growth, provides a significant fundamental catalyst for a medium-term upward move. The stock is trading near its 52-week low, offering a favorable risk-reward for a potential reversal.
Entry: ₹550 - ₹560
SL: ₹530
Target: ₹605
Long Term (1+ Yr) BUY
Conviction: 8/10
Rationale: HDFC Life is trading significantly below its 52-week high and 200-day EMA, suggesting potential undervaluation for long-term investors. The strong fundamental news, particularly the robust FY26 premium growth, a 43% increase in the retail protection business, and a 'Buy' upgrade from Nomura with substantial upside, points to improving corporate health and future growth prospects. Accumulating at current depressed levels offers an attractive entry point for investors looking to capitalize on a potential long-term trend reversal and regain previous higher valuations.
Entry: Accumulate on dips below ₹560
SL: ₹500
Target: ₹720

Technical Analysis & Overview:

  • The LTP (₹560.0) is currently above the VWAP (₹558.89), and significantly above its short-term EMAs (9D, 20D, 34D, 50D) and the bullish Supertrend (₹520.19). It is also trading within the upper half of the Bollinger Bands, indicating mild short-term bullish momentum. However, it remains below the 200-day EMA (₹603.58), suggesting a longer-term downtrend is still in play.
  • MACD shows a bullish crossover with a positive histogram (Line 3.35 > Signal 0.21), supporting upward momentum. The RSI (14) at 50.4 is neutral, providing room for further movement. However, the Stochastic %K (88.85) is in the overbought region, which might hint at a potential short-term pullback. ADX (16.83) indicates the absence of a strong trend, implying consolidation or a developing trend.

News & Sentiment Impact:

The corporate news provides a strong positive catalyst for HDFC Life's medium and long-term outlook. Nomura's 'Buy' upgrade with a significant 29% upside potential, following Q1 VNB margin beat, is a key driver. Furthermore, the reported 12% premium growth for FY26 and a substantial 43% rise in the retail protection business signal strong underlying business fundamentals and future growth prospects. While there was a recent dip post-Q4 results, the overall sentiment is now tilting bullish, with analysts recognizing the company's growth trajectory and potential value.

⚡ Intraday Live Validation WATCHING

Entry Decision
⛔ AVOID
Position Health
⚠️ AT RISK (Tighten SL)
Session VWAP ₹558.89
Peak Drawdown from High -1.03%
Intraday 5m EMA9 / EMA20 ₹558.46 / ₹557.88
Audit Reason: MOMENTUM_PULLBACK (-1.0% off high / Below 5m EMA9 Rs.558.46)

⏱️ Intraday Checkpoints Timeline

09:30 +0.04% (0.46x) 🟢 BUY ⚠️ RISK
10:00 +0.70% (0.60x) 🟢 BUY ⚠️ RISK
10:30 +0.40% (0.43x) ⛔ AVOID ⚠️ RISK
11:00 -0.19% (0.38x) ⛔ AVOID ⚠️ RISK
11:30 -0.21% (0.32x) ⛔ AVOID ⚠️ RISK
12:00 -0.11% (0.28x) ⛔ AVOID ⚠️ RISK
12:30 -0.21% (0.27x) ⛔ AVOID ⚠️ RISK
13:00 -0.06% (0.25x) ⛔ AVOID ⚠️ RISK
13:30 -0.76% (0.25x) ⛔ AVOID ⚠️ RISK
14:00 -0.49% (0.26x) ⛔ AVOID ⚠️ RISK
14:30 -0.23% (0.27x) ⛔ AVOID ⚠️ RISK
15:00 -0.16% (0.32x) ⛔ AVOID ⚠️ RISK

📊 Price Action Metrics

Open Price ₹561.55
Day's High ₹565.85
Day's Low ₹553.6
VWAP ₹558.89
Distance from Day's High 1.03%
Distance from Day's Low 1.16%
52-Week High ₹788.5
52-Week Low ₹508.7

📈 Volume & Participation

Current Volume 1647421
20-Day Avg Volume 4724889.05
Relative Volume (RVOL) 0.35x
Nifty 50 Change 1.6%
Relative Strength vs. Nifty -1.47%

🎯 Comprehensive Technical Indicators Matrix Multi-Period SMAs, EMAs, Oscillators, Bands & Real-Time Verdicts

Indicator & Parameters Calculated Value(s) & Multi-Period Signals Verdict & Bias
RSI (14) 50.4 Neutral (45–55)
Average True Range (ATR 14) ₹15.96 (2.85% of Price) Neutral / Normal
Stochastics (14, 3) %K: 88.85 %D: 84.62 Overbought (≥80)
StochRSI (14) %K: 39.64 %D: 43.25 Bearish (%K < %D)
ADX (14) & DMI ADX: 16.83 +DI: 25.24 -DI: 17.15 Neutral / Non-Trending
Ultimate Oscillator (UO) 56.87 Bullish
Rate of Change (ROC 12) & Momentum ROC: 6.28% Momentum (10D): ₹28.4 Bullish (+ROC)
Williams %R (14) -11.15 Overbought (≥-20)
MACD (12, 26, 9) MACD: 3.35 Signal: 0.21 Histogram: 3.14 Bullish (Line > Signal)
Supertrend (10, 3) ₹520.19 (Bullish) Bullish Trend
Bollinger Bands (20, 2) Upper: ₹572.53 Mid: ₹542.21 Lower: ₹511.89 Bullish (Above Mid)
Parabolic SAR ₹516.36 Bullish (Price > SAR)
Commodity Channel Index (CCI 20) 89.64 Neutral
Simple Moving Averages (SMAs) 20D: ₹542.21 34D: ₹540.4 50D: ₹540.89 89D: ₹552.44 200D: ₹614.92 Bullish (Price > 20D > 50D)
Exponential Moving Averages (EMAs) 9D: ₹548.61 20D: ₹543.74 34D: ₹543.31 50D: ₹545.92 89D: ₹558.94 200D: ₹603.58 Bullish Stack (Price > 9D > 20D)
TRIX (15) 0.0046% Bullish (>0)

📰 Latest Google News & Corporate Updates

HDFC Life Insurance (NSEI:HDFCLIFE) Stock Forecast & Analyst Predictions - Simply Wall Street
Publisher: Simply Wall Street | Published: Thu, 08 Oct 2026 07:00:00
HDFC Life stock slips over 1% despite Q1 VNB margin beat; Nomura upgrades to 'Buy', sees 29% upside - Moneycontrol.com
Publisher: Moneycontrol.com | Published: Thu, 16 Jul 2026 07:00:00
HDFC Life Insurance Share Price Update After 3.49% Gain - Univest
Publisher: Univest | Published: Thu, 17 Sep 2026 07:00:00
HDFC Life Reports 12 PC Premium Growth in FY26, Retail Protection Business Rises 43 PC - HDFC Sky
Publisher: HDFC Sky | Published: Thu, 25 Jun 2026 07:00:00
HDFC Life shares fall 4% following Q4 results, dividend declared; here’s what analysts said - Upstox
Publisher: Upstox | Published: Thu, 16 Apr 2026 07:00:00

📚 Technical Indicator & Strategy Definitions

SMAs (Simple Moving Averages): Arithmetic mean of closing prices over multiple trading periods (20D, 34D, 50D, 89D, 200D). Price trading above the 200-day SMA indicates a long-term secular bull trend, while 20D/50D track short-to-medium term institutional support levels.
EMAs (Exponential Moving Averages): Weighted moving averages placing greater priority on recent price bars (9D, 20D, 34D, 50D, 89D, 200D). A progressive stack (EMA 9 > 20 > 50) confirms robust upward momentum and provides dynamic support during pullbacks.
ADX (Average Directional Index - 14) & DMI: Measures trend strength regardless of direction. An ADX value ≥ 25 confirms a strong trending market. Directional Movement (+DI / -DI) indicates which side is in control: +DI > -DI is bullish (buyers dominant), whereas -DI > +DI indicates bearish seller control.
VWAP (Volume Weighted Average Price): The average price weighted by intraday volume. Used as a benchmark by institutional participants; price trading above VWAP indicates intraday buyer control, while trading below VWAP indicates intraday seller pressure.
RSI (Relative Strength Index - 14) & StochRSI: Momentum oscillator measuring speed and magnitude of price movements (0–100). RSI > 70 is overbought; RSI < 30 is oversold; 50–60 signals bullish continuation. StochRSI applies stochastics to RSI to generate early inflection signals for trend shifts.
MACD (Moving Average Convergence Divergence): Trend-following momentum indicator displaying the spread between the 12 and 26-period EMAs against a 9-period signal line. MACD crossing above Signal is bullish; rising histogram bars signal accelerating upward momentum.
RVOL (Relative Volume Ratio): Compares current session volume against the 20-day historical average. RVOL ≥ 2.0x signals abnormal institutional participation, confirming the validity of breakouts and trend expansions.
Bollinger Bands (20, 2): Statistical volatility bands set ±2 standard deviations around a 20-period SMA. Contracting bandwidth ('squeeze') signals an impending explosive breakout, while price walking the upper band confirms aggressive trend expansion.
ATR (Average True Range - 14): Quantifies absolute market volatility in rupee terms over a 14-period lookback. Essential for setting volatility-adjusted trailing stop-losses, target sizing, and detecting range expansions.
Supertrend (10, 3): Volatility-based trend-following indicator calculated with ATR. Provides clear Bullish (green trailing line below price) or Bearish (red line above price) regimes to manage active trade trailing stops.
Stochastic Oscillator (%K, %D): Locates current closing price relative to the 14-period high-low range. Fast line (%K) crossing above smooth line (%D) in oversold territory (<20) confirms a buy reversal signal; crosses above 80 warn of overbought conditions.
CCI (Commodity Channel Index - 20): Measures price variation relative to its statistical average. CCI crossing above +100 signals strong uptrend breakout; crossing below -100 indicates deep downward momentum; zero-line cross marks cycle shifts.
Parabolic SAR (Stop and Reverse): Trailing stop overlay that follows price acceleration. When dots plot below price, the trend is bullish; a flip above price triggers trailing stop protection.
Williams %R (14) & TRIX (15): Williams %R reflects momentum relative to lookback highs (-20 to 0 overbought, -80 to -100 oversold). TRIX is a triple-smoothed EMA rate-of-change oscillator filtering noise to capture major cyclical momentum waves.
Relative Strength (vs. Nifty): Measures the percentage outperformance or underperformance against the benchmark Nifty 50 Index. Positive values identify leading stocks commanding institutional capital flow.
Intraday Regime & Permission Gates: 4-gate hierarchical risk firewall evaluating intraday structure, volume effort vs result at day highs, ATR peak drawdown, and VWAP integrity to prevent buying into collapsing peaks.
Opportunity Score (0 – 100) & Risk Score (0 – 100): Dual independent quantitative ratings: Opportunity Score (≥75 top-tier setup) evaluates momentum, volume, pattern, sector tailwinds, and RS. Risk Score (<50 preferred) evaluates drawdown history, resistance proximity, and volatility.
Setup Archetypes: Algorithmic classification: Breakout Candidate (near 20D/52W high with expansion), Pullback Continuation (EMA20 retest in uptrend), Momentum Continuation (high RS5D + ATR expansion), and Reversal Candidate (extended mean-reversion).